What to do if you’re in a car accident

Car accidents can happen in the blink of an eye – even to careful drivers. Knowing what to do in the event of a car accident can help make the best of a bad situation. (1) Take a deep breath (2) Move your car to a safe area, if possible  Activate hazard lights and/or flares  Turn your car off  Put your car in park and/or make sure…

Refocus on the task at hand while driving

One of the most dangerous – and potentially deadly – things you will do during your lifetime is to drive. The decisions you make as a driver can impact your life forever, as well as the lives of your family, friends, coworkers and other people you don’t even know. You can’t really multi-task Our lives are more complicated than ever before. Every day, we are constantly being asked to do…

Railside Citrus to offer Accidental Dismemberment insurance for zombies

Announcing their exclusive agreement with Undead Mutual of Nebraska this morning, Railside Citrus Insurance Agency will soon be able to offer Accidental Dismemberment insurance to zombies residing in the lower 48 states and the District of Columbia. Citing various unnamed studies and unverifiable sources, Dave Broz, President of Railside Citrus, reported that many zombies suffer sudden and accidental dismemberment, but few are able to afford rehabilitation or return to work…

Credit cards, EMV, and the 10/1/2015 “Liability Shift”

Increasingly, data breaches have been making headlines. An important shift in security – and liability – for credit card breaches is taking place this year in the US. Consumers and business owners who accept credit cards should familiarize themselves with these changes. The problems with magnetic stripes on credit cards To understand the security problems associated with traditional credit cards, one only needs to think of their own house key.…

Insuring older buildings (and newer ones)

Property Insurance and Building Codes Fire, lightning, windstorms, hail – it is easy to picture how these events can damage a building. Standard commercial property insurance policies will cover the damage from these sorts of losses. After the loss, the building reconstruction process can become complicated. Reconstruction can take longer than anticipated, and at times costs more than the original construction. Fortunately, the insurance industry has tools that can be…