Company cars and personal liability

I drive a company car. How am I covered by insurance? Many businesses offer company cars to salespeople, key employees and management. Not only are these cars used during normal business hours, but they are often taken home and accessible outside of work. Corporate fleets – including company cars – are oftentimes insured on what is known as a Business Auto Policy. The Business Auto Policy is a commercial insurance…

Hand the keys to a safe driver

Businesses are expected to put safe drivers behind the wheel. Most business owners are aware of this expectation and strive to meet it. This article provides tips and best practices for fleet safety, which always starts with the driver. Have a formalized hiring process Best practices for fleet safety start with doing the homework up front. Institute a formal, written hiring process in order to screen out unsafe drivers before…

What to do if you’re in a car accident

Car accidents can happen in the blink of an eye – even to careful drivers. Knowing what to do in the event of a car accident can help make the best of a bad situation. (1) Take a deep breath (2) Move your car to a safe area, if possible  Activate hazard lights and/or flares  Turn your car off  Put your car in park and/or make sure…