Does Railside Citrus sell to independent insurance agency clients like me?

In a word: Yes.

Remember when you got your first insurance policy? Chances are you bought it from your parents’ insurance agent. But your needs have changed. So has the insurance business. Railside Citrus has a fresh approach that makes sure independent insurance agency clients like you get the exact insurance coverage you need. Because we’re an independent insurance agency, Railside Citrus can shop the best plans for your unique situation. That means you’ll get the best coverage available for the best price. 

We start by understanding your individual situation. Insurance should not be a cookie-cutter, one-size-fits-all commodity. We want to understand what makes your needs unique, so we can find the right solution for you.

Our experience and broad range of products enable us to think creatively about the needs of our independent insurance agency clients. We’re not tied to a prescribed corporate approach, so we’re able to assess your risk from all angles. That means we’re likely to find ways to protect you that you didn’t think of – and find ways to save you money by reducing coverage where you don’t really need it.

Below you’ll find some examples of independent insurance agency clients we serve. To learn more, click the  .


Small and Medium-Sized Businesses

Railside Citrus is a small business. We understand. We partner with a variety of insurance companies to provide your business with the best possible protection. And we provide the service to back up the promises our insurance companies make.

Our business clients come from all sectors of the economy. We work with construction companies, retail, manufacturers, restaurant owners, professional service providers and more.

These are just some of the types of insurance we provide to businesses.

  • Workers compensation
  • Liability insurance
  • Umbrella or excess liability insurance
  • Cyber liability insurance
  • Professional liability/errors and omissions insurance
  • Employment-related practices insurance
  • Directors and officers insurance
  • Property insurance for buildings and contents
  • Flood insurance
  • Mobile equipment and tools
  • Cargo insurance
  • Garage liability and garage keepers
  • Foreign/worldwide insurance
  • Accident insurance
  • Bonds and crime coverage. Click here to read more.


Fire Districts and Public Entities

Fire Protection Districts, municipalities, school districts, cooperatives and other government entities such as special districts find peace of mind here at Railside Citrus Insurance Agency, knowing that their insurance portfolio brings the best possible combination of coverage and cost containment. We work with a variety of insurance programs to find the best fit.

Coverages found within our public entity programs include:

  • Trustee and EMS liability
  • Law enforcement liability
  • Workers compensation
  • Employee benefits
  • Government bonding and crime coverage
  • Cyber coverages

Contact us for more information.




Not-for-profits face unique exposures. We're here to help those who help others. We work with a variety of insurance programs designed for non profits. The coverages are unique and robust.

Railside Citrus non-profit independent insurance agency clients include:

  • Social services
  • Clubs and associations
  • Trade associations
  • Foundations

We carry many products tailored to the not-for-profit community, including:

  • Directors and officers liability
  • Special events
  • Event cancellation
  • Sexual abuse and molestation
  • Crime and employee theft

We would love to attend a board meeting or sit down with your executive committee to see whether we are a good fit for each other.



Individuals and Families

At Railside Citrus, there is always a fresh perspective on personal insurance. We work with a variety of insurance companies to help best protect your personal assets and lifestyle.

We offer the following personal insurance products and more:

  • Auto insurance – we can help families with teenage drivers or people with a checkered driving history
  • Homeowners insurance/renters insurance
  • Personal umbrella
  • Insurance for jewelry, collections and firearms
  • Flood insurance
  • Boat, motorcycle, ATV and other toys

Financial Protection


Ready to Take a Fresh Approach to Your Insurance Needs?

Contact us today!
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