Every 4th of July, we see pictures on social media of friends and family lighting off fireworks while cheering each other on. Fireworks are beautiful, but they are also dangerous. Every year, people are injured by fireworks. Some of these injuries are very serious. Here are some tips to help you stay safe at a fireworks show. Never light fireworks… Continue readingHow to survive a fireworks show
The US Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) has released their estimates on fatalities due to traffic crashes for 2021, and the news is unfortunate: 201936,096 traffic fatalities 202038,680 traffic fatalities 202142,915 traffic fatalities Due to the COVID-19 pandemic, the NHTSA estimated that vehicle miles traveled decreased by 430.2 billion miles in 2020, compared to… Continue readingTraffic fatalities rise again in 2021
Get a bird’s-eye view of drone insurance with Railside Citrus Insurance Agency. Drone usage by fire departments is steadily on the rise. Make sure your Fire Department’s insurance will be there in the unlikely event that your UAS causes damages or injuries. These incidents can be caused by a number of factors while operating a drone, such as operator error,… Continue readingDrone Insurance for Fire Departments
During spring and summer, people begin making additions or renovations to their home. If your remodeling project will add to the value of your home, don’t forget to update your insurance! You want your insurance to accurately reflect your property’s value. Are you renovating a room, adding a deck, or building a shed? No matter the type of project, we… Continue readingInsuring Additions & Renovations to Your Home
The spring break travel season is coming up and we want to help make sure you’re prepared for your trips. We can’t help you decide what to pack. We’re here to help you with the ins & outs of protecting yourself while on vacation. Let’s chat about it! Rental Car Insurance If you’re renting a car for vacation, reach out… Continue readingPlan Ahead for Your Spring Break Travel
A couple of reminders for those businesses required to post OSHA 300 logs every year: The OSHA 300A form needs to be posted from Feb 1st – April 30th. Injury Tracking Application | Occupational Safety and Health Administration (osha.gov) The OSHA 300A form needs to be submitted to OSHA online by March 2nd, 2022. Not sure if your business is subject to… Continue readingPosting Your OSHA 300A Forms
You may already know that your Experience Modifier (aka your “Mod”) plays an important role in the price you pay for workers’ compensation. You may have even found the line item on your policy and seen its direct impact on cost. But behind the scenes, the Mod has significant impacts on underwriting and other intangibles, which we will explore in… Continue readingIs your Mod accurate? Why does it matter?
What are your goals for 2022? However big or small, now is the time to take stock of things and set goals. What new adventures lie ahead in the new year? Maybe your teenager is learning to drive, you’re buying new jewelry, or you’re booking that dream vacation. It doesn’t hurt to check in with your insurance agent to make… Continue readingNew Year’s Resolution: Call Your Insurance Agent!
Extension cords are a simple and effective way of getting power to hard-to-reach places. But used improperly, they pose a serious fire risk. Certain cords are made for certain jobs. Here are things to consider when purchasing an extension cord: If it’s an outdoor project, only use cords that are marked for use outdoors. Read the instructions for information of… Continue readingSafely Using Extension Cords
If you are not sure what to get your friends and family this holiday season, gift cards are a great alternative. Here are a few things to consider when purchasing one. Gift cards have an expiration date. Use it before you lose it! It’s painful to find that old gift card in your wallet, only to realize the expiration date… Continue readingGift Cards & How to Use Them