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July 29, 2024

The Evolving Insurance Industry: Adapting to the Changing Weather Patterns.

In recent years, the insurance industry has been undergoing significant changes, driven by the increasingly unpredictable and severe weather patterns we’re experiencing. As a result, many policyholders have noticed updates and adjustments to their insurance policies. Understanding these changes and their implications is crucial for ensuring that you and your assets remain adequately protected. Why the Changes? Climate change has… Continue readingThe Evolving Insurance Industry: Adapting to the Changing Weather Patterns.

What kinds of floods are covered by homeowners insurance?

The Answer Might Surprise You. Homeowners insurance typically does not cover damage caused by flooding from natural sources such as heavy rains, overflowing rivers, or storm surges. Instead, it covers other types of water damage, depending on the cause. Here’s a breakdown of what is generally covered and not covered by homeowners insurance in Illinois: What is Covered by Homeowners… Continue readingWhat kinds of floods are covered by homeowners insurance?

white and black buildings under blue sky during daytime

Does homeowners insurance cover tornadoes?

With 27 tornadoes and counting so far this year in Illinois, understanding your homeowners policy coverage is important. Homeowner insurance generally does cover tornado damage, but it’s important to understand the specifics of your policy and what is included. It’s also important to assess your risk.  In this blog post we will outline the most notable tornados in Illinois history,… Continue readingDoes homeowners insurance cover tornadoes?