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What is a Derecho?

Understanding this powerful weather phenomenon. When it comes to severe weather, most people are familiar with tornadoes, hurricanes, and thunderstorms. However, there’s another formidable weather event that often flies under the radar: the derecho. While not as commonly known, a derecho can be just as destructive and dangerous.  What is a Derecho? A derecho (pronounced “deh-REY-cho”) is a widespread, long-lived… Continue readingWhat is a Derecho?

March: Severe Weather Preparedness Month

It’s Time to Prepare for Severe Weather Why is March Severe Weather Preparedness Month in Illinois? March is designated as Severe Weather Preparedness Month in Illinois because it marks the transition from winter to spring—a time when severe weather threats begin to rise. During this period, severe weather activity ramps up, peaking in April, May, and June. This includes an… Continue readingMarch: Severe Weather Preparedness Month

How to Prepare Your Home, Auto, Business, and Pets for Extreme Freezing Temps (Down to -40°F)

Illinois winters can be no joke — and when temperatures drop into dangerous territory (even -20°F to -40°F), everyday problems can turn into expensive emergencies fast. The good news? A little preparation can help protect your home, vehicles, business, and pets, and may even help reduce the chance of a claim. Here’s your easy checklist to stay safe and reduce… Continue readingHow to Prepare Your Home, Auto, Business, and Pets for Extreme Freezing Temps (Down to -40°F)

2025 Best of the Fox!

🍊We’re Honored! Railside Citrus Wins “Best of the Fox” 2025 Readers’ Choice Award! We are thrilled to share some fresh and exciting news—Railside Citrus Insurance Agency has been named a 2025 Best of the Fox Readers’ Choice Award Winner! 🏆🍊 This award means the world to us because it comes straight from the people we care most about—YOU, our amazing… Continue reading2025 Best of the Fox!

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How To Prepare for Severe Weather

Preparing for Severe Weather How Illinois Prepares: To help communities stay safe, the Illinois Emergency Management Agency (IEMA) and the National Weather Service (NWS) focus on key preparedness steps, including: Conducting tornado drills and siren tests Promoting emergency kit readiness Encouraging family communication planning Educating on how to recognize and respond to severe weather alerts As the seasons change, Illinois… Continue readingHow To Prepare for Severe Weather

How to Save on Your Car Insurance

Two simple steps to help you save on your auto insurance. We all know car insurance is a must—but that doesn’t mean it has to break the bank. Whether you’re renewing your policy or shopping for new coverage, there are two simple ways to cut costs without cutting corners:  1. Work with a Local Insurance Agent How can partnering with… Continue readingHow to Save on Your Car Insurance

How to Prepare For Strong Winds

Strong winds aren’t just an inconvenience – they can cause significant damage to homes, businesses, and vehicles, uproot trees, and turn loose objects into hazardous debris. Whether you’re facing seasonal storms, tornados, or unexpected wind events, taking the right precautions can protect your home and loved ones. Here’s a step-by-step guide to making sure your home is ready to withstand… Continue readingHow to Prepare For Strong Winds

How to Prepare Your Auto & Home for Winter Weather

Keep Your Auto & Home Safe in Snow and Freezing Temperatures. As the temperatures drop and winter storms approach, it’s important to ensure your vehicle and home are ready to handle the challenges of snow, ice, and freezing conditions. Taking proactive steps now can prevent costly damage and keep your family safe during the cold months. At Railside Citrus Insurance… Continue readingHow to Prepare Your Auto & Home for Winter Weather

The Evolving Insurance Industry: Adapting to the Changing Weather Patterns.

In recent years, the insurance industry has been undergoing significant changes, driven by the increasingly unpredictable and severe weather patterns we’re experiencing. As a result, many policyholders have noticed updates and adjustments to their insurance policies. Understanding these changes and their implications is crucial for ensuring that you and your assets remain adequately protected. Why the Changes? Climate change has… Continue readingThe Evolving Insurance Industry: Adapting to the Changing Weather Patterns.

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Does homeowners insurance cover tornadoes?

With 27 tornadoes and counting so far this year in Illinois, understanding your homeowners policy coverage is important. Homeowner insurance generally does cover tornado damage, but it’s important to understand the specifics of your policy and what is included. It’s also important to assess your risk.  In this blog post we will outline the most notable tornados in Illinois history,… Continue readingDoes homeowners insurance cover tornadoes?