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Business Insurance

Saving a Fire Chief: the movie

One Simple Call Can Save Your Fire Chief As a Fire Chief, your number one purpose is to protect your community. While many see your lights and hear your sirens, we know that behind the scenes you are pulled in different directions all day long as you run a sophisticated business. You’re responsible for community relations, HR, purchasing, training, legal,… Continue readingSaving a Fire Chief: the movie

Why Businesses Should Check MVRs For Their Drivers: A Quick Guide

As an employer, you have a responsibility to put safe drivers behind the wheel when they are driving for your business. Checking driver Motor Vehicle Records (MVRs) is one way to do this. MVRs can give you information about a driver’s accidents, traffic violations and license status. This can help you decide whether or not someone is a good candidate… Continue readingWhy Businesses Should Check MVRs For Their Drivers: A Quick Guide

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How to work with us

Working with us is easy. We’re here for you, and only you. We want you to feel like the important things in your life are protected. That’s called peace of mind. We’ll show you different insurance companies and their products, explain how the policies work and help you pick the best one. And once you are working with us, we’ll… Continue readingHow to work with us

I Bought A Commercial Building And Here’s What I Learned

Not long ago, a local business owner confided that they had made a big mistake before buying their last commercial building: they didn’t call their insurance agent first. We know what it’s like to fall in love with a commercial property. That moment is special – you envision your business in a new location, having room to grow and prosper.… Continue readingI Bought A Commercial Building And Here’s What I Learned

Traffic fatalities rise again in 2021

The US Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) has released their estimates on fatalities due to traffic crashes for 2021, and the news is unfortunate: 201936,096 traffic fatalities 202038,680 traffic fatalities(7.2% increase) 202142,915 traffic fatalities(10.9% increase)   Due to the COVID-19 pandemic, the NHTSA estimated that vehicle miles traveled decreased by 430.2 billion miles in 2020, compared… Continue readingTraffic fatalities rise again in 2021

Drone Insurance for Fire Departments

Get a bird’s-eye view of drone insurance with Railside Citrus Insurance Agency. Drone usage by fire departments is steadily on the rise. Make sure your Fire Department’s insurance will be there in the unlikely event that your UAS causes damages or injuries. These incidents can be caused by a number of factors while operating a drone, such as operator error,… Continue readingDrone Insurance for Fire Departments

Posting Your OSHA 300A Forms

A couple of reminders for those businesses required to post OSHA 300 logs every year: The OSHA 300A form needs to be posted from Feb 1st – April 30th. Injury Tracking Application | Occupational Safety and Health Administration (osha.gov) The OSHA 300A form needs to be submitted to OSHA online by March 2nd, 2022. Not sure if your business is subject to… Continue readingPosting Your OSHA 300A Forms

Is your Mod accurate? Why does it matter?

You may already know that your Experience Modifier (aka your “Mod”) plays an important role in the price you pay for workers’ compensation. You may have even found the line item on your policy and seen its direct impact on cost. But behind the scenes, the Mod has significant impacts on underwriting and other intangibles, which we will explore in… Continue readingIs your Mod accurate? Why does it matter?

New Year’s Resolution: Call Your Insurance Agent!

What are your goals for 2022? However big or small, now is the time to take stock of things and set goals. What new adventures lie ahead in the new year? Maybe your teenager is learning to drive, you’re buying new jewelry, or you’re booking that dream vacation. It doesn’t hurt to check in with your insurance agent to make… Continue readingNew Year’s Resolution: Call Your Insurance Agent!

Cybersecurity Awareness Month

October is Cybersecurity Awareness Month! The goal is to raise awareness about important cybersecurity issues that threaten us. It’s an issue of personal accountability and being proactive in protecting your personal data. If you’re a business owner, this issue expands to protecting your personal data, the data of your employees, and the data of your customers. We’re sharing a few… Continue readingCybersecurity Awareness Month