Understanding this powerful weather phenomenon. When it comes to severe weather, most people are familiar with tornadoes, hurricanes, and thunderstorms. However, there’s another formidable weather event that often flies under the radar: the derecho. While not as commonly known, a derecho can be just as destructive and dangerous. What is a Derecho? A derecho (pronounced “deh-REY-cho”) is a widespread, long-lived… Continue readingWhat is a Derecho?
It’s Time to Prepare for Severe Weather Why is March Severe Weather Preparedness Month in Illinois? March is designated as Severe Weather Preparedness Month in Illinois because it marks the transition from winter to spring—a time when severe weather threats begin to rise. During this period, severe weather activity ramps up, peaking in April, May, and June. This includes an… Continue readingMarch: Severe Weather Preparedness Month
Illinois winters can be no joke — and when temperatures drop into dangerous territory (even -20°F to -40°F), everyday problems can turn into expensive emergencies fast. The good news? A little preparation can help protect your home, vehicles, business, and pets, and may even help reduce the chance of a claim. Here’s your easy checklist to stay safe and reduce… Continue readingHow to Prepare Your Home, Auto, Business, and Pets for Extreme Freezing Temps (Down to -40°F)
🍊We’re Honored! Railside Citrus Wins “Best of the Fox” 2025 Readers’ Choice Award! We are thrilled to share some fresh and exciting news—Railside Citrus Insurance Agency has been named a 2025 Best of the Fox Readers’ Choice Award Winner! 🏆🍊 This award means the world to us because it comes straight from the people we care most about—YOU, our amazing… Continue reading2025 Best of the Fox!
Preparing for Severe Weather How Illinois Prepares: To help communities stay safe, the Illinois Emergency Management Agency (IEMA) and the National Weather Service (NWS) focus on key preparedness steps, including: Conducting tornado drills and siren tests Promoting emergency kit readiness Encouraging family communication planning Educating on how to recognize and respond to severe weather alerts As the seasons change, Illinois… Continue readingHow To Prepare for Severe Weather
Strong winds aren’t just an inconvenience – they can cause significant damage to homes, businesses, and vehicles, uproot trees, and turn loose objects into hazardous debris. Whether you’re facing seasonal storms, tornados, or unexpected wind events, taking the right precautions can protect your home and loved ones. Here’s a step-by-step guide to making sure your home is ready to withstand… Continue readingHow to Prepare For Strong Winds
Homeowners Insurance Typically Doesn’t Include Earthquake Coverage. When it comes to protecting your home, having the right insurance coverage is crucial. Homeowners insurance provides peace of mind against various risks, but what about natural disasters like earthquakes? Many homeowners are surprised to learn that typical home insurance policies do not cover earthquake damage. Understanding this gap in coverage is essential… Continue readingDoes homeowners insurance cover earthquakes?
Keep Your Auto & Home Safe in Snow and Freezing Temperatures. As the temperatures drop and winter storms approach, it’s important to ensure your vehicle and home are ready to handle the challenges of snow, ice, and freezing conditions. Taking proactive steps now can prevent costly damage and keep your family safe during the cold months. At Railside Citrus Insurance… Continue readingHow to Prepare Your Auto & Home for Winter Weather
In recent years, the insurance industry has been undergoing significant changes, driven by the increasingly unpredictable and severe weather patterns we’re experiencing. As a result, many policyholders have noticed updates and adjustments to their insurance policies. Understanding these changes and their implications is crucial for ensuring that you and your assets remain adequately protected. Why the Changes? Climate change has… Continue readingThe Evolving Insurance Industry: Adapting to the Changing Weather Patterns.
The Answer Might Surprise You. Homeowners insurance typically does not cover damage caused by flooding from natural sources such as heavy rains, overflowing rivers, or storm surges. Instead, it covers other types of water damage, depending on the cause. Here’s a breakdown of what is generally covered and not covered by homeowners insurance in Illinois: What is Covered by Homeowners… Continue readingWhat kinds of floods are covered by homeowners insurance?
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