Understanding this powerful weather phenomenon. When it comes to severe weather, most people are familiar with tornadoes, hurricanes, and thunderstorms. However, there’s another formidable weather event that often flies under the radar: the derecho. While not as commonly known, a derecho can be just as destructive and dangerous. What is a Derecho? A derecho (pronounced “deh-REY-cho”) is a widespread, long-lived… Continue readingWhat is a Derecho?
Building a Strong Culture of Construction Safety A strong safety program does more than reduce injuries—it also creates measurable business advantages. Construction companies with proactive safety cultures often experience: Lower workers’ compensation costs Reduced downtime and project delays Fewer claims and legal exposures Improved employee morale and retention Increased operational efficiency Stronger client and contractor relationships In many cases, companies… Continue readingConstruction Safety
It’s Time to Prepare for Severe Weather Why is March Severe Weather Preparedness Month in Illinois? March is designated as Severe Weather Preparedness Month in Illinois because it marks the transition from winter to spring—a time when severe weather threats begin to rise. During this period, severe weather activity ramps up, peaking in April, May, and June. This includes an… Continue readingMarch: Severe Weather Preparedness Month
Strategic Risk Management is Imperative for Property Owners For owners of commercial buildings, requiring tenants to carry adequate insurance is not just a formality – it is a critical risk management strategy. A well-structured insurance clause in the commercial lease protects the landlord’s assets, reduces legal exposure, helps ensure the long-term financial stability of the property and sets expectations in… Continue readingWhy Commercial Landlords Should Require Tenants to Carry Insurance
Cyber Criminals are Now Targeting Fire Districts More Than Ever Fire Departments have long been experts at managing operational risks, and risk management is deeply rooted in the fire service. We can look back at decades of standards, resources, policies and procedures that address emergency vehicle operations, fireground safety, EMS, rescue and more. Technology is playing a bigger and… Continue readingWhy Fire Districts Are Being Targeted by Cyber Criminals
Illinois winters can be no joke — and when temperatures drop into dangerous territory (even -20°F to -40°F), everyday problems can turn into expensive emergencies fast. The good news? A little preparation can help protect your home, vehicles, business, and pets, and may even help reduce the chance of a claim. Here’s your easy checklist to stay safe and reduce… Continue readingHow to Prepare Your Home, Auto, Business, and Pets for Extreme Freezing Temps (Down to -40°F)
🍊We’re Honored! Railside Citrus Wins “Best of the Fox” 2025 Readers’ Choice Award! We are thrilled to share some fresh and exciting news—Railside Citrus Insurance Agency has been named a 2025 Best of the Fox Readers’ Choice Award Winner! 🏆🍊 This award means the world to us because it comes straight from the people we care most about—YOU, our amazing… Continue reading2025 Best of the Fox!
Preparing for Severe Weather How Illinois Prepares: To help communities stay safe, the Illinois Emergency Management Agency (IEMA) and the National Weather Service (NWS) focus on key preparedness steps, including: Conducting tornado drills and siren tests Promoting emergency kit readiness Encouraging family communication planning Educating on how to recognize and respond to severe weather alerts As the seasons change, Illinois… Continue readingHow To Prepare for Severe Weather
Homeowners Insurance Typically Doesn’t Include Earthquake Coverage. When it comes to protecting your home, having the right insurance coverage is crucial. Homeowners insurance provides peace of mind against various risks, but what about natural disasters like earthquakes? Many homeowners are surprised to learn that typical home insurance policies do not cover earthquake damage. Understanding this gap in coverage is essential… Continue readingDoes homeowners insurance cover earthquakes?
Keep Your Auto & Home Safe in Snow and Freezing Temperatures. As the temperatures drop and winter storms approach, it’s important to ensure your vehicle and home are ready to handle the challenges of snow, ice, and freezing conditions. Taking proactive steps now can prevent costly damage and keep your family safe during the cold months. At Railside Citrus Insurance… Continue readingHow to Prepare Your Auto & Home for Winter Weather
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