There are a few things to consider when hiring an insurance agent. There are so many insurance agents to choose from, and you only want the best. Many people don’t even know where to start! We’re here to help. Here are some pros and cons to help you decide if hiring an insurance agent who answers the phone is the… Continue readingThe Pros and Cons of Hiring an Insurance Agent Who Answers the Phone
One Simple Call Can Save Your Fire Chief As a Fire Chief, your number one purpose is to protect your community. While many see your lights and hear your sirens, we know that behind the scenes you are pulled in different directions all day long as you run a sophisticated business. You’re responsible for community relations, HR, purchasing, training, legal,… Continue readingSaving a Fire Chief: the movie
As an employer, you have a responsibility to put safe drivers behind the wheel when they are driving for your business. Checking driver Motor Vehicle Records (MVRs) is one way to do this. MVRs can give you information about a driver’s accidents, traffic violations and license status. This can help you decide whether or not someone is a good candidate… Continue readingWhy Businesses Should Check MVRs For Their Drivers: A Quick Guide
Working with us is easy. We’re here for you, and only you. We want you to feel like the important things in your life are protected. That’s called peace of mind. We’ll show you different insurance companies and their products, explain how the policies work and help you pick the best one. And once you are working with us, we’ll… Continue readingHow to work with us
Not long ago, a local business owner confided that they had made a big mistake before buying their last commercial building: they didn’t call their insurance agent first. We know what it’s like to fall in love with a commercial property. That moment is special – you envision your business in a new location, having room to grow and prosper.… Continue readingI Bought A Commercial Building And Here’s What I Learned
The US Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) has released their estimates on fatalities due to traffic crashes for 2021, and the news is unfortunate: 201936,096 traffic fatalities 202038,680 traffic fatalities(7.2% increase) 202142,915 traffic fatalities(10.9% increase) Due to the COVID-19 pandemic, the NHTSA estimated that vehicle miles traveled decreased by 430.2 billion miles in 2020, compared… Continue readingTraffic fatalities rise again in 2021
During spring and summer, people begin making additions or renovations to their home. If your remodeling project will add to the value of your home, don’t forget to update your insurance! You want your insurance to accurately reflect your property’s value. Are you renovating a room, adding a deck, or building a shed? No matter the type of project, we… Continue readingInsuring Additions & Renovations to Your Home
The spring break travel season is coming up and we want to help make sure you’re prepared for your trips. We can’t help you decide what to pack. We’re here to help you with the ins & outs of protecting yourself while on vacation. Let’s chat about it! Rental Car Insurance If you’re renting a car for vacation, reach out… Continue readingPlan Ahead for Your Spring Break Travel
A couple of reminders for those businesses required to post OSHA 300 logs every year: The OSHA 300A form needs to be posted from Feb 1st – April 30th. Injury Tracking Application | Occupational Safety and Health Administration (osha.gov) The OSHA 300A form needs to be submitted to OSHA online by March 2nd, 2022. Not sure if your business is subject to… Continue readingPosting Your OSHA 300A Forms
You may already know that your Experience Modifier (aka your “Mod”) plays an important role in the price you pay for workers’ compensation. You may have even found the line item on your policy and seen its direct impact on cost. But behind the scenes, the Mod has significant impacts on underwriting and other intangibles, which we will explore in… Continue readingIs your Mod accurate? Why does it matter?