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Construction Safety

Building a Strong Culture of Construction Safety A strong safety program does more than reduce injuries—it also creates measurable business advantages. Construction companies with proactive safety cultures often experience: Lower workers’ compensation costs Reduced downtime and project delays Fewer claims and legal exposures Improved employee morale and retention Increased operational efficiency Stronger client and contractor relationships In many cases, companies… Continue readingConstruction Safety

March: Severe Weather Preparedness Month

It’s Time to Prepare for Severe Weather Why is March Severe Weather Preparedness Month in Illinois? March is designated as Severe Weather Preparedness Month in Illinois because it marks the transition from winter to spring—a time when severe weather threats begin to rise. During this period, severe weather activity ramps up, peaking in April, May, and June. This includes an… Continue readingMarch: Severe Weather Preparedness Month

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Why Commercial Landlords Should Require Tenants to Carry Insurance

Strategic Risk Management is Imperative for Property Owners For owners of commercial buildings, requiring tenants to carry adequate insurance is not just a formality – it is a critical risk management strategy. A well-structured insurance clause in the commercial lease protects the landlord’s assets, reduces legal exposure, helps ensure the long-term financial stability of the property and sets expectations in… Continue readingWhy Commercial Landlords Should Require Tenants to Carry Insurance

2025 Best of the Fox!

🍊We’re Honored! Railside Citrus Wins “Best of the Fox” 2025 Readers’ Choice Award! We are thrilled to share some fresh and exciting news—Railside Citrus Insurance Agency has been named a 2025 Best of the Fox Readers’ Choice Award Winner! 🏆🍊 This award means the world to us because it comes straight from the people we care most about—YOU, our amazing… Continue reading2025 Best of the Fox!

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How To Prepare for Severe Weather

Preparing for Severe Weather How Illinois Prepares: To help communities stay safe, the Illinois Emergency Management Agency (IEMA) and the National Weather Service (NWS) focus on key preparedness steps, including: Conducting tornado drills and siren tests Promoting emergency kit readiness Encouraging family communication planning Educating on how to recognize and respond to severe weather alerts As the seasons change, Illinois… Continue readingHow To Prepare for Severe Weather

The Pros and Cons of Hiring an Insurance Agent Who Answers the Phone

There are a few things to consider when hiring an insurance agent. There are so many insurance agents to choose from, and you only want the best. Many people don’t even know where to start! We’re here to help. Here are some pros and cons to help you decide if hiring an insurance agent who answers the phone is the… Continue readingThe Pros and Cons of Hiring an Insurance Agent Who Answers the Phone

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How to work with us

Working with us is easy. We’re here for you, and only you. We want you to feel like the important things in your life are protected. That’s called peace of mind. We’ll show you different insurance companies and their products, explain how the policies work and help you pick the best one. And once you are working with us, we’ll… Continue readingHow to work with us

Posting Your OSHA 300A Forms

A couple of reminders for those businesses required to post OSHA 300 logs every year: The OSHA 300A form needs to be posted from Feb 1st – April 30th. Injury Tracking Application | Occupational Safety and Health Administration (osha.gov) The OSHA 300A form needs to be submitted to OSHA online by March 2nd, 2022. Not sure if your business is subject to… Continue readingPosting Your OSHA 300A Forms

Is your Mod accurate? Why does it matter?

You may already know that your Experience Modifier (aka your “Mod”) plays an important role in the price you pay for workers’ compensation. You may have even found the line item on your policy and seen its direct impact on cost. But behind the scenes, the Mod has significant impacts on underwriting and other intangibles, which we will explore in… Continue readingIs your Mod accurate? Why does it matter?