Skip to content

Railside Citrus Insurance Blog

Get insights on the latest trends and news.
red and blue trampoline with net

How To Prepare for Severe Weather

Preparing for Severe Weather How Illinois Prepares: To help communities stay safe, the Illinois Emergency Management Agency (IEMA) and the National Weather Service (NWS) focus on key preparedness steps, including: Conducting tornado drills and siren tests Promoting emergency kit readiness Encouraging family communication planning Educating on how to recognize and respond to severe weather alerts As the seasons change, Illinois… Continue readingHow To Prepare for Severe Weather

How to Save on Your Car Insurance

Two simple steps to help you save on your auto insurance. We all know car insurance is a must—but that doesn’t mean it has to break the bank. Whether you’re renewing your policy or shopping for new coverage, there are two simple ways to cut costs without cutting corners:  1. Work with a Local Insurance Agent How can partnering with… Continue readingHow to Save on Your Car Insurance

How to Prepare For Strong Winds

Strong winds aren’t just an inconvenience – they can cause significant damage to homes, businesses, and vehicles, uproot trees, and turn loose objects into hazardous debris. Whether you’re facing seasonal storms, tornados, or unexpected wind events, taking the right precautions can protect your home and loved ones. Here’s a step-by-step guide to making sure your home is ready to withstand… Continue readingHow to Prepare For Strong Winds

earthquakes in illinois

Does homeowners insurance cover earthquakes?

Homeowners Insurance Typically Doesn’t Include Earthquake Coverage. When it comes to protecting your home, having the right insurance coverage is crucial. Homeowners insurance provides peace of mind against various risks, but what about natural disasters like earthquakes? Many homeowners are surprised to learn that typical home insurance policies do not cover earthquake damage. Understanding this gap in coverage is essential… Continue readingDoes homeowners insurance cover earthquakes?

How to Prepare Your Auto & Home for Winter Weather

Keep Your Auto & Home Safe in Snow and Freezing Temperatures. As the temperatures drop and winter storms approach, it’s important to ensure your vehicle and home are ready to handle the challenges of snow, ice, and freezing conditions. Taking proactive steps now can prevent costly damage and keep your family safe during the cold months. At Railside Citrus Insurance… Continue readingHow to Prepare Your Auto & Home for Winter Weather

Do Small Businesses Need Cyber Insurance?

Cyber insurance is now essential for small businesses. In today’s digital age, the question of cybersecurity is no longer limited to large corporations. Small businesses are increasingly becoming targets of cyberattacks, which can lead to devastating financial and reputational damage. But with limited budgets and resources, many small business owners wonder if cyber insurance is a necessary investment. The short… Continue readingDo Small Businesses Need Cyber Insurance?

The Evolving Insurance Industry: Adapting to the Changing Weather Patterns.

In recent years, the insurance industry has been undergoing significant changes, driven by the increasingly unpredictable and severe weather patterns we’re experiencing. As a result, many policyholders have noticed updates and adjustments to their insurance policies. Understanding these changes and their implications is crucial for ensuring that you and your assets remain adequately protected. Why the Changes? Climate change has… Continue readingThe Evolving Insurance Industry: Adapting to the Changing Weather Patterns.

What kinds of floods are covered by homeowners insurance?

The Answer Might Surprise You. Homeowners insurance typically does not cover damage caused by flooding from natural sources such as heavy rains, overflowing rivers, or storm surges. Instead, it covers other types of water damage, depending on the cause. Here’s a breakdown of what is generally covered and not covered by homeowners insurance in Illinois: What is Covered by Homeowners… Continue readingWhat kinds of floods are covered by homeowners insurance?

white and black buildings under blue sky during daytime

Does homeowners insurance cover tornadoes?

With 27 tornadoes and counting so far this year in Illinois, understanding your homeowners policy coverage is important. Homeowner insurance generally does cover tornado damage, but it’s important to understand the specifics of your policy and what is included. It’s also important to assess your risk.  In this blog post we will outline the most notable tornados in Illinois history,… Continue readingDoes homeowners insurance cover tornadoes?

Exciting News! Introducing Our Newest Location!

We are thrilled to announce the expansion of our business with the addition of a brand-new location! This exciting development is a testament to our commitment to serving you better and reaching new horizons. https://railsidecitrus.com/wp-content/uploads/2024/05/Untitled-video-Made-with-Clipchamp-20.mp4   Here’s everything you need to know about our latest venture: Where to Find Us: Our new location is at 11 E Main St. in… Continue readingExciting News! Introducing Our Newest Location!