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Contractors Insurance

How To Get The Right Insurance For Your Construction Company

In the construction world, the lowest bidder is not always the most cost-effective solution for the customer. There are times when a bid is higher because of better materials or workmanship. The quality of the contractor behind the bid matters, and in many cases, the customer is really looking for a reputable company to understand their needs and create an effective solution.

We know contractors and we know how important it is to protect your livelihood. We know the risks contractors face and what they need to protect themselves. That is why we offer contractor insurance programs from a wide variety of insurance companies. We offer specialty policies designed specifically for contractors, like builder’s risk policies, workers’ compensation and general liability coverage.

We also offer the bonds and certificates you need to get on the job site quickly, without hassles. Talk to us today to learn more about insuring your construction business.


Specialized Business Insurance for Contractors

Construction companies we insure:
  • General contractors
  • Carpenters
  • Concrete contractors
  • Electricians
  • Excavators
  • HVAC contractors
  • Mechanical contractors
  • Plumbers
  • Trucking

Policies we offer:
  • General Liability
  • Auto
  • Workers’  Compensation
  • Umbrella
  • Bonds
  • Inland Marine/tools & equipment
  • Builders Risk

Specialty insurance for construction

Customized insurance solutions for the job site


Contract bonds, permit bonds and more

When bonding matters, look to Railside Citrus to take care of your company’s surety needs.

We can help with the quick license and permit bonds. 

We can also help your business establish a long-term relationship with a surety company and set up a bond line to give you easy access to bonding capacity at competitive rates.

Check out our Bonds page to learn more.


Builders risk & Installation Floaters

Protect the project from day one

Construction projects involve a lot of expensive equipment and materials. It is important to protect your project as soon as possible, especially if you are financing the project. To do this, you need to purchase builders risk and installation floater coverage.

It’s important to know that a builders risk and installation floater can be used on any construction project, whether it is residential or commercial. It will start with the day of the construction’s groundbreaking and continue until the building is completed. It offers protection against damage to property, materials, tools, and equipment involved in a construction project. That means items such as scaffolding, ladders, tools and even computers could be insured under this coverage.

Contact us today to talk about your next project’s insurance needs.


Contractor's Credit

Save money on your work comp

Contractor’s Credit programs, such as the Illinois Contracting Classification Premium Adjustment Program (ILCCPAP), can qualify your business for significant discounts on your Workers’ Comp policy. 

Reach out to us to learn more about qualifying.