Skip to content

Fire District Insurance

Insurance for Fire Protection Districts

Like most businesses, Fire Protection Districts purchase their own insurance coverage. However, emergency responders face risks that most businesses do not. A Fire Department should purchase insurance from an insurance company that specializes in their industry.

We partner up with a variety of insurance providers to deliver the important protection your organization needs. Talk to us today about a customized portfolio that will give you the service and coverage you want, protecting your expensive investments in equipment and personnel.

Insurance policies for Emergency Service Organizations

Ask us about these important coverages and more:

  • General Liability, including EMS Liability
  • Umbrella Liability
  • Fleet Auto, including Apparatus and Ambulances
  • Management Liability/Public Officials Liability
  • Portable Equipment
  • Property Insurance for Fire Stations and their contents
  • Builders Risk coverage
  • Crime coverage & bonds
  • Cyber Liability
  • Drone Insurance
  • Fiduciary Liability 
  • Employee Benefits
  • Accident & Sickness
  • Workers’ Compensation 

Products designed for first responders

Learn more about specialty insurance coverages for Fire Departments
nathan-dumlao-y0O5YQLREKI-unsplash

Drone Insurance

Liability Insurance and more

Get a bird’s-eye view of drone insurance with Railside Citrus Insurance Agency.

Drone usage by fire departments is steadily on the rise. Make sure your District’s insurance will be there in the unlikely event that your UAS causes damages or injuries.

These incidents can be caused by a number of factors while operating a drone, such as operator error, product malfunctions and more. 

Hull coverage is offered by many providers and this will include damage during flight or other losses such as theft.

Call us today to learn how to insure your organization’s drone operations.

firefighter

Employee Benefits

Reward and retain your firefighters and medics

We offer the benefits your personnel will appreciate: 

  • Medical
  • Dental
  • Vision
  • Disability
  • Accident & Sickness
  • Accidental Death & Dismemberment
  • Life Insurance
  • Critical Illness
 
Reach out to us to learn more about more ways to take care of your team.
yellow-ambulance

Agreed Value for Apparatus and Ambulances

Modernize your insurance as you modernize your fleet

Agreed Value insurance is a type of auto coverage in which the value of the vehicle is set in advance.

With Agreed Value coverage, if your fire truck is damaged, you don’t need to worry about depreciation, which means that your investment is protected. Agreed Value insurance can help ensure that you can get a new fire truck if yours is lost or destroyed.

This type of insurance is typically used for engines, ladder trucks and ambulances because they are often the most expensive assets that departments will purchase. Agreed Value coverage has many other positives, such as being affordable and customizable for your department’s needs.

We would love to talk with you about insuring your District’s fleet – call us today!