Fire District Insurance
Insurance for Fire Protection Districts
Like most businesses, Fire Protection Districts purchase their own insurance coverage. However, emergency responders face risks that most businesses do not. A Fire Department should purchase insurance from an insurance company – and an insurance agency – that specializes in their industry.
We partner up with a variety of insurance providers to deliver the important protection your organization needs. Talk to us today about a customized portfolio that will give you the service and coverage you want, protecting your expensive investments in equipment and personnel.
Are you looking for more resources for your fire department, such as information on Line of Duty benefits? If so, please visit our resources page for Fire Departments.
Insurance policies for Emergency Service Organizations
Ask us about these important coverages and more:
- General Liability, including EMS Liability
- Umbrella Liability
- Fleet Auto, including Apparatus and Ambulances
- Management Liability/Public Officials Liability
- Portable Equipment
- Property Insurance for Fire Stations and their contents
- Builders Risk coverage
- Crime coverage & bonds
- Cyber Liability
- Drone Insurance
- Fiduciary Liability
- Employee Benefits
- Accident & Sickness
- Workers’ Compensation
Products designed for first responders
Drone Insurance
Get a bird’s-eye view of drone insurance with Railside Citrus Insurance Agency.
Drone usage by fire departments is steadily on the rise. Make sure your District’s insurance will be there in the unlikely event that your UAS causes damages or injuries.
These incidents can be caused by a number of factors while operating a drone, such as operator error, product malfunctions and more.
Hull coverage is offered by many providers and this will include damage during flight or other losses such as theft.
Call us today to learn how to insure your organization’s drone operations.
Employee Benefits
We offer the benefits your personnel will appreciate:
- Medical
- Dental
- Vision
- Disability
- Accident & Sickness
- Accidental Death & Dismemberment
- Life Insurance
- Critical Illness
Agreed Value for Apparatus and Ambulances
Agreed Value insurance is a type of auto coverage in which the value of the vehicle is set in advance.
With Agreed Value coverage, if your fire truck is damaged, you don’t need to worry about depreciation, which means that your investment is protected. Agreed Value insurance can help ensure that you can get a new fire truck if yours is lost or destroyed.
This type of insurance is typically used for engines, ladder trucks and ambulances because they are often the most expensive assets that departments will purchase. Agreed Value coverage has many other positives, such as being affordable and customizable for your department’s needs.
We would love to talk with you about insuring your District’s fleet – call us today!