Workers' Compensation Insurance
Coverage for workplace injuries and illnesses
Workplace injuries and illnesses can create challenges for both employees and employers. Workers’ compensation insurance may help provide benefits for employees who are injured or become ill due to their work, while also helping businesses address certain insurance requirements.
Our team can assist you in exploring workers’ compensation coverage options that align with your business operations, employee classifications, and budget.
Workers' Compensation customizations and programs:
- Employers Liability coverage limits up to $1,000,000 Bodily Injury by Accident, $1,000,000 Bodily Injury by Disease/Each Employee and $1,000,000 Bodily Injury by Disease/Policy Limit
- Higher Employers Liability limits are available through special programs and also umbrella or excess policies
- Waivers of Subrogation
- 30-day notice of cancellation
- Officer inclusions
- Deductible options
- Self-insured programs
- Captive programs
- Loss-sensitive programs
- Dividend programs
- Pay-as-you-go / payroll sync billing
- Insurance companies rated “A” or better by AM Best Company
Workers' Compensation services
Mod Reviews
Your NCCI Experience Modifier plays an important role in your workers’ compensation costs. How much control do you have over it? Is it accurate? Click here to read more and call us for a review today.
Contractor's Credit
Contractor’s Credit programs, such as the Illinois Contracting Classification Premium Adjustment Program (ILCCPAP), can qualify your business for significant discounts on your Workers’ Comp policy.
Reach out to us to learn more about qualifying.
Audit Reviews
Annual Workers’ Compensation audits used to be done in person, but the industry has shifted towards online, mail and phone audits.
Are do-it-yourself audits creating more room for error?
Ask us how our audit review services can benefit your business.