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Personal Auto Insurance

Auto insurance: it's for the car you drive.

Personal auto insurance policies are designed to safeguard your finances in the event of a car accident. When you are purchasing car insurance, it is important to consider the type of coverage and customer service that will be best for you.

There are many insurance options out there. If you’re not sure what you need from your policy or your agent, consult with a professional. Railside Citrus can help you pick a plan that suits your specific situation.

silver Ford Mustang

About auto insurance

Commonly requested coverages:
  • Liability
  • Collision
  • Comprehensive
  • Towing & Road Service
  • Rental coverage
  • Gap coverage
  • OEM parts
  • Full glass coverage
  • New Car Replacement

Discounts and ways to save:
  • Auto/home discount
  • Multi-car discount
  • Good driver discount
  • Good student discount
  • Telematics discounts
  • Pay-as-you-go programs
  • Paid-in-full discounts
  • 12-month policies

Specialty auto insurance programs

Customized for your needs

Insuring high-value cars

Luxury car insurance

Luxury car owners: we provide the valet service you’re looking for.

We understand the service experience you expect from your local agent and your insurer.

Protect the resale value of your car, and ask us about these coverages and more for your luxury car:
OEM parts
Total loss waivers 
Gap insurance
Replacement cost coverage
Zero-dollar glass coverage

Reach out to us today to find the coverage you’re looking for.


Telematics and usage-based insurance

Discounts for preferred risks

Using an app on your phone or a device that plugs in to your car, telematics programs help insurance companies learn more about you as a driver, calculating your premiums based on you drive.

Telematics programs typically offer discounts to drivers who don’t engage in risky driving behavior such as hard braking, hard accelerating or fast cornering.

Usage-based discounts help you only pay for what you use, helping low-mileage drivers save money. Drivers who work from home or have short commutes can realize big savings.

Parents of new or teenage drivers may also like the monitoring aspects of telematics programs, since they typically report back on driver behavior in real time.

Call us today and we can help you decide if a telematics program would be a good fit for you.


Antiques and collector cars

Coverage for unique cars

Choosing the right auto insurance policy for your collector cars is important.

We connect car enthusiasts with the insurance companies who understand how to insure unique cars.

Types of collector cars we can insure:
Antique cars
Exotic cars
Vintage military vehicles, fire trucks or hearses
Limited production cars
Custom vehicles
Replica cars

Specialty coverage can include:
Agreed value
Unlimited miles option
Roadside assistance
Spare parts coverage

Call us today to learn more!