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Credit Check Resouces

Learn more about your credit score

How do insurance companies use credit? Read on to learn more.

Credit FAQs

A credit score is made of six main categories of information from your credit report.

Payment history, amount of credit you owe, utilization of credit, length of time credit is established, acquisition of new credit and types of credit you have established. Click here for more specific examples.

There are two types of inquiries. Click each of them to learn more.

More Credit Information

Credit Scores & Insurance

Insurance companies will pull what’s called credit-based insurance scores. For more information, click on the links below.

Business Credit Checks

As a business owner, you know how important it is to keep track of your credit. The business credit score can impact your ability to get a loan. It can even play a role in determining your business insurance premium. 

Credit Freeze & Credit Lock

Credit freezes and credit locks both restrict access to your credit reports. The purpose is to prevent criminals from stealing your identity by stealing your credit history.